FINANCEA//
CRÉDIT
FINANCEA//
CRÉDIT
contact@credit-financea.com
Provident insurance

Death and disability insurance

Protect your loved ones and your repayment capacity in the event of a life accident, thanks to death and disability coverage adapted to your situation.

Capital for your loved ones

Capital paid to the beneficiaries of your choice.

Disability protection

A benefit provided according to the terms of the contract.

Flexible plans

Adjust the capital and coverage to suit your needs.

01

Why take out protection insurance

Death or disability occurs without warning and lastingly upsets a family's financial balance. Death and disability insurance provides a financial response to these situations: it guarantees a capital sum and, depending on the plan, protection in the event of incapacity to work.

02

Contract coverage

The exact content depends on the chosen plan and the information notice.

  • Payment of a death benefit to the designated beneficiary
  • Coverage for total and irreversible loss of autonomy
  • Benefit in case of total and permanent disability
  • Partial disability options depending on the plans
03

Designating your beneficiaries

The beneficiary clause designates the person(s) who will receive the capital. It must be written precisely and updated with every change in family situation — marriage, birth, separation. A clear clause avoids delays at the time of payment.

04

Capital, premium, and age of entry

The premium depends on the chosen capital, the age, and the health status of the insured. A sincere health declaration is essential: an omission can lead to the cancellation of the coverage when it is needed most.

How it works

Your process, step by step

1

I choose my plan

Compare the proposed guarantees and select the one that matches your family and professional situation.

2

I complete the questionnaire

A little health and situational information is enough to set up your membership.

3

I sign my membership

Your contract is signed electronically and the coverage takes effect according to the foreseen conditions.

Why choose Financea

Total transparency

Rates, total cost, and monthly payments clearly announced before any commitment, with no hidden fees.

A dedicated advisor

A single point of contact follows you from the simulation until the last euro is repaid.

100% online and secure

Application, document submission, and electronic signature from your client portal.

Frequently asked questions

Your questions about this financing

Yes, the capital is determined at the time of subscription, based on your needs and family situation.

Insurance subscription is optional. The guarantees, exclusions, limits, and implementation procedures are specified in the information notice provided before subscription.

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