Our highest reserve: up to €10,000 available for your projects, which you can use at your own pace, in one or more installments.
The highest limit in our revolving credit offer.
Use all or part of it, whenever you choose.
Interest only accrues on the amounts actually used.
A €10,000 reserve allows you to plan significant projects—partial renovations, vehicle purchases, or full equipment—without tying up your savings or juggling multiple contracts. It retains the flexibility typical of revolving credit.
You can finance a major project in a single transaction or spread out various expenses over time. Each transaction is independent and generates its own repayment schedule.
A high limit does not mean a high cost. As long as the reserve is not used, it is free of charge. When you draw from it, interest is calculated on the amount used and the actual duration of repayment.
Before committing to a reserve of this level, ensure that the cumulative monthly payment linked to your future uses remains compatible with your debt-to-income ratio. An advisor can help you determine the limit best suited to your situation.
How it works
Estimate your monthly payment in seconds with our simulator, with no obligation and no registration required.
Provide your details and contact information in a secure, entirely online form.
Upload your supporting documents from your personal space: ID, proof of address, and proof of income.
An advisor reviews your file, communicates the decision, and you sign your contract electronically.
Rates, total cost, and monthly payments clearly stated before any commitment, with no hidden fees.
A single point of contact assists you from the simulation until the final euro is repaid.
Application, document submission, and electronic signature from your client portal.
Frequently asked questions
No. The reserve amount is determined after an assessment of your situation, income, and repayment capacity.
A credit commits you and must be repaid. Check your repayment capacity before committing. No payment of any kind may be required from an individual before obtaining one or more loans.