Financial and practical support during your periods of hospitalization, to supplement your reimbursements and ease daily life.
A benefit paid for each day of hospitalization.
Home help and the presence of a loved one depending on the coverage.
Coverage that complements standard reimbursements.
Hospitalization often incurs expenses that are not fully reimbursed: private room, television, comfort fees, and loss of income during the leave. Hospitalization insurance pays a benefit that supplements the reimbursements from your mandatory scheme and your supplementary health insurance.
Most policies provide for the payment of a fixed amount for each day spent in the hospital, which may be increased for a surgical procedure. The compensation method, limits, and maximum duration of coverage are defined in the contract.
Beyond financial compensation, some plans include services that concretely ease the period of hospitalization or convalescence.
Compensation conditions may vary depending on the type of facility, the length of stay, and the nature of the procedure. Also, check for exclusions—such as scheduled cosmetic surgeries or comfort stays—before signing up.
The claim is generally accompanied by a hospitalization report and a certificate specifying the dates of the stay. Submit these documents within the provided deadlines to ensure compensation without delay.
How it works
Compare the offered coverage and select the one that suits your family and professional situation.
A few health and personal details are enough to set up your membership.
Your contract is signed electronically, and the coverage takes effect according to the specified terms.
Rates, total cost, and monthly payments are clearly stated before any commitment, with no hidden fees.
A single point of contact follows you from the simulation to the repayment of the very last euro.
Application, document upload, and electronic signature from your client area.
Frequently asked questions
No, it complements it. It pays an indemnity that is added to the reimbursements from the national health insurance and your private health plan.
Insurance enrollment is optional. Guarantees, exclusions, limits, and terms of implementation are specified in the information notice provided before subscription.