A 1,500 € reserve to handle the unexpected and finance your daily expenses without straining your monthly budget.
Ideal for unexpected daily expenses.
Interest only applies to the amounts used.
Drawn all at once or in several small amounts.
A €1,500 reserve covers most unexpected costs: vehicle repairs, replacing a home appliance, healthcare costs, or a more expensive back-to-school season than planned. It prevents having to request a new loan for every single expense.
The €1,500 amount is a limit, not a borrowed sum. You only pay interest on what you actually use, for the duration of the repayment. If you don't use anything, the reserve costs you nothing.
With a moderate reserve amount, each repayment quickly frees up available funds. Your reserve returns to its level as soon as you have repaid the used amounts, making it available again for the next expense.
How it works
Estimate your monthly payment in seconds with our simulator, with no obligation and no registration required.
Enter your situation and contact details in a secure form, entirely online.
Upload your supporting documents from your portal: ID, proof of address, and income proof.
An advisor reviews your file, communicates the decision, and then you sign your contract electronically.
Rates, total cost, and monthly payments are clearly announced before any commitment, with no hidden fees.
A single point of contact follows you from the simulation until the repayment of the final euro.
Application, document submission, and electronic signature from your client portal.
Frequently asked questions
This reserve is designed for daily expenses and unforeseen events. For a larger amount, a personal loan or a higher reserve will be more suitable.
A loan is a binding commitment and must be repaid. Check your repayment capacity before committing. No payment of any kind may be requested from an individual before obtaining one or more loans.